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CERTIFICATE OF DEPOSIT Min Deposit to Open Account Min Balance to Obtain APY Interest Rate APY
91 Day Certificate*++ $500 $500** 0.50% 0.50%
182 Day Certificate*++ $500 $500** 0.70% 0.70%
1 Year Certificate* $500 $500** 0.80% 0.80%
2 Year Certificate*++ $500 $500** 1.25% 1.26%
3 Year Certificate*++ $500 $500** 1.50% 1.51%
4 Year Certificate*++ $500 $500** 1.75% 1.77%
5 Year Certificate*++ $500 $500** 2.00% 2.02%


CHECKING Min Deposit to Open Account Min Balance to Obtain APY Rate APY
Association Checking++ $100 $0 0.15% 0.15%
Business Interest Checking++ $100 $0 0.15% 0.15%


Money Market Min Deposit to Open Account Min Balance to Obtain APY Rate APY
Business Money Market++ $1,500 $0 0.75% 0.75%
Tier 2 $25,000.00 0.90% 0.90%
Tier 3 $50,000.00 1.05% 1.06%
Tier 4 $75,000.00 1.20% 1.21%


SAVINGS Min Deposit to Open Account Min Balance to Obtain APY Rate APY
Business Savings++ $100 $0 1.50% 1.51%
* A penalty may be imposed for early withdrawal
** Daily balance. The amount of principal in the account each day.
++ The interest rate and annual percentage yiels may change after account opening
Fees could reduce the earnings on the account
For current information call (785)-761-2265
Interest Rates and Annual Percentage Yields are subject to change. Rtaes & Yields are current as of 05/26/10.

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