|
| CERTIFICATE OF DEPOSIT |
|
Min Deposit to Open Account |
Min Balance to Obtain APY |
Interest Rate |
APY |
| 91 Day Certificate*++ |
+0.30% with checking relationship |
$500 |
$500** |
0.60% |
0.60% |
| 182 Day Certificate*++ |
+0.30% with checking relationship |
$500 |
$500** |
1.00% |
1.01% |
| 9 Month Certificate*++ |
+0.30% with checking relationship |
$500 |
$500** |
1.10% |
1.11% |
| 1 Year Certificate*++ |
+0.30% with checking relationship |
$500 |
$500** |
1.45% |
1.46% |
| 2 Year Certificate*++ |
+0.30% with checking relationship |
$500 |
$500** |
1.70% |
1.72% |
| 3 Year Certificate*++ |
+0.30% with checking relationship |
$500 |
$500** |
1.90% |
1.92% |
| 4 Year Certificate*++ |
+0.30% with checking relationship |
$500 |
$500** |
2.10% |
2.13% |
| 5 Year Certificate*++ |
+0.30% with checking relationship |
$500 |
$500** |
2.50% |
2.53% |
|
| CHECKING |
|
Min Deposit to Open Account |
Min Balance to Obtain APY |
Rate |
APY |
| Prime Time Checking++ |
|
$100 |
$1,000** |
0.15% |
0.15% |
| Advantage Checking++ |
|
$1,000 |
$0 |
0.15% |
0.15% |
|
Tier 2 $10,000.00 |
|
|
.25% |
0.25% |
|
Tier 3 $25,000.00 |
|
|
.25% |
0.25% |
|
Tier 4 $50,000.00 |
|
|
.25% |
0.25% |
|
| MONEY MARKET |
|
Min Deposit to Open Account |
Min Balance to Obtain APY |
Rate |
APY |
| Premier Money Market++ |
|
$1,000 |
$0 |
.75% |
0.75% |
|
Tier 2 $5,000.00 |
|
|
.90% |
0.90% |
|
Tier 3 $10,000.00 |
|
|
1.05% |
1.06% |
|
Tier 4 $20,000.00 |
|
|
1.20% |
1.21% |
|
| IRA |
|
Min Deposit to Open Account |
Min Balance to Obtain APY |
Rate |
APY |
| 18 Month IRA* |
|
$100 |
$100** |
2.50% |
2.53% |
|
| SAVINGS |
|
Min Deposit to Open Account |
Min Balance to Obtain APY |
Rate |
APY |
| Young Investors Savings++ |
|
$10 |
$0 |
1.50% |
1.51% |
| Personal Savings++ |
|
$100 |
$0 |
1.50% |
1.51% |
| * A penalty may be imposed for early withdrawal |
| ** Daily balance. The amount of principal in the account each day. |
| ++ The interest rate and annual percentage yield may change after account opening |
| Fees could reduce the earnings on the account |
| For current information call 785-761-2265 |
| Interest Rates and Annual Percentage Yields are subject to change. Rates & Yields are current as of 07/02/10 |