Protecting your information has always been important to us. We want you to know what information we collect
and how we use it.

We collect nonpublic personal information about you from the following sources:

     • Information we receive from you on applications or other forms;
     • Information about your transactions with us, our affiliates, or others; and
     • Information we receive from a credit reporting agency.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Non public information does not include information that is available from public sources, such as telephone directories or government records.

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

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